Community Education Project — Xalapa, Veracruz

Financial tools for market vendors

A network of financial inclusion promoters working alongside informal traders in tianguis and street markets. We offer practical, hands-on education about banking, digital payments, and record-keeping.

Explore the Program About the Initiative
Xalapa, Veracruz
Informal Merchants
Free Education
Financial inclusion promoter training a market vendor at a tianguis stall in Xalapa
Niv. 2 Bank Account
Core Program Areas

Four pillars of financial knowledge

Each area addresses a concrete challenge faced by informal vendors who want to grow their businesses while managing money with confidence.

Level 2 Bank Account
Understanding what a Level 2 account is, the documentation required, and how to open one at a financial institution or correspondent bank near the market.
Point-of-Sale Terminal
Learning to operate a POS terminal, process card payments, handle reversals, and understand the settlement cycle so cash flow stays predictable.
Simplified Receipts
Generating and issuing simplified fiscal receipts for sales. Knowing when they apply, what information they require, and how to store them properly.
Business vs. Personal Cash
Practical techniques for separating household spending from business income. The first step toward understanding whether your business is genuinely profitable.
Network of Promoters
Trained promoters attend markets regularly, building trust with vendors over time. Education happens in the vendor's workspace, not in a classroom.
Consumer Rights Awareness
Vendors learn about their rights as users of financial services, including how to file a complaint with CONDUSEF if they encounter unfair practices.
In the Field

Education where commerce happens

Busy tianguis street market in Xalapa with colorful stalls and vendors interacting with customers
Tianguis, Xalapa
Informal vendor using a point-of-sale terminal at their market stall to process a digital payment
POS in use
Financial inclusion promoter showing a vendor how to open a Level 2 bank account on a tablet device
Account opening
Small group workshop with informal vendors gathered around a table reviewing printed educational materials about financial services
Community workshop
The Initiative

Bringing banking to the stall

Mexico's tianguis and street markets form a vital economic ecosystem. Many vendors have operated without bank accounts for years, relying entirely on cash. This is not a failure of effort or ambition. It reflects a gap in accessible financial education and infrastructure.

Formal banking should be accessible to anyone who sells, not only those who work in offices.

The SSATANI network trains promoters who attend these markets as regular, trusted presences. They offer one-on-one guidance on opening accounts, using payment terminals, and organizing business finances. No complicated language. No pressure to buy products.

Read the full story
Financial inclusion promoter having a warm conversation with a fruit vendor at their outdoor market stall, reviewing documents together
What You'll Learn

Four learning modules

Module 01
Opening a Level 2 Account
Requirements, participating institutions, and step-by-step guidance on completing the process at a branch or correspondent.
Module 02
Using a POS Terminal
Daily operation, troubleshooting common errors, understanding transaction records, and knowing when to contact support.
Module 03
Simplified Receipts
What a simplified CFDI is, when it applies to your sales, and how to issue one using basic available tools.
Module 04
Separating Finances
Simple methods for tracking business income and expenses separately from household money, building clarity over time.
See full curriculum
Ready to participate?

Join the network or invite us to your market

How to Start Contact Us